We’re becoming a nation of shopaholics! I’ve always thought that was a bit of a joke but addicted or compulsive shopping is actually a recognised clinical condition! Why didn’t anyone warn me?
Seriously though, it’s easier than ever for people to get in debt and believe me that is not a situation you want to be in. I’m still paying off my student loan. It comes out of my wages each month along with tax and national insurance, and it wasn’t even that big a debt!
Getting into debt can totally take over your life, so that all you are doing is working really hard and giving your money to someone else.
And guess who banks and loans companies are targeting with their adverts? Yep, you! Britain’s young people. Because they know that if they catch you early they’ll have you for years.
So be sensible when managing your money. I know we all do stuff to excess when we’re young, but believe me you DO NOT want to spend the next twenty years paying for stuff you probably don’t need anyway.
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